Whats your belief about death/afterlife? what do you think happens when we die?

theres many religions around the world, each touting their own unique perspective about what happens to us when we die. but apartheid from these beliefs, do you only believe in whats preached about death and the afterlife on your own religion you practice, or have you formed your own theories about it? when we die, are we instantaneously transported to some afterlife world? is our soul presented to a great deity to be judged based upon the actions weve made in our lifetime to determine where our soul will spend eternity at? or when we die, is that it, we are simply dead and there is no such thing as an afterlife. In Christianity, its mentioned that Christ will come to again to judge the living and the dead, and that the dead will rise...so does this imply that when someone dies, their soul is basically left in some sort of suspended animation/hibernation, until Judgment Day arrives when Christ will then release this soul hibernation phase, and then at that point the souls are judge and determined where they will go?